Personal
For individuals using personal checking accounts. No company setup is required.
- Personal payer profile only—no company
- Personal checking accounts, payees, and register
- PDF preview and print output
- Templates, MICR, calibration, backup
Check XL helps individuals and businesses create checks, maintain records, run payroll, customize paystubs, and collect employee punches from an offline-first Windows application.

Your perpetual license does not expire and has no recurring software fee.
For individuals using personal checking accounts. No company setup is required.
For accounting teams and controlled check operations.
For personal or business payer profiles that need checks, payroll, and time tracking.
For personal and business payer profiles, multi-company organizations, and advanced controls.
Manage payees, bank accounts, logos, signatures, templates, check numbers, MICR information, PDF output, and register records.

Manage employees, time, leave, payroll runs, checks, paystubs, payroll history, year-end reference copies, and customizable payroll templates.
Check XL is not a tax filing, remittance, or government-submission service. Current official requirements must be verified before production payroll.

Employees enter a four-digit number and PIN, then choose Clock In, lunch, Clock Out, or optional break actions.

| Feature | Personal | Professional | Business | Enterprise |
|---|---|---|---|---|
| Check writing and PDF output | ✓ | ✓ | ✓ | ✓ |
| Batch payments and advanced reports | — | ✓ | ✓ | ✓ |
| Roles, approvals, Positive Pay, audit history | — | ✓ | — | ✓ |
| Payroll Department and Time Clock | — | — | ✓ | ✓ |
| Payer profiles | 1 Personal only | Up to 3 Personal or Business | Up to 3 Personal or Business | Unlimited Personal or Business |
| Multi-company and locations | — | — | — | ✓ |
Choose a one-time Windows license and receive the license and secure download link by email.
Pay once and keep the selected Check XL edition. One computer may be active at a time. Moving to a replacement computer requires confirmation through the purchase email.