Start with the checks you actually print
Identify the check stock, number of bank accounts, number and type of payer profiles, approval requirements, signatures, and reports your operation needs. Personal edition supports one Personal payer profile only; higher editions support both Personal and Business profiles.
Verify templates and alignment
Look for editable templates, calibration controls, previews, and the ability to save layouts for different accounts or stock.
Review security and audit controls
Teams may need roles, approvals, signature rules, Positive Pay export, and a history of changes.
Decide whether payroll and time tracking belong in the same system
An integrated Payroll Department and Employee Time Clock can reduce duplicate entry for businesses that want those workflows together.
Understand the license
Check XL uses a perpetual license tied to the registered email. One computer is active at a time, and new-computer activation requires email confirmation.